It is not an easy decision to figure out if you should go for a reverse mortgage in Pleasant Hill. When you are looking at making that decision, you’ll want to meet with a loan officer that specializes in this type of loan.
We use and follow continuously industry leading code of conduct and ethics policy. Every single loan is required to be designed to meet your needs and goals and objectives in the best way possible as well as share with you all of the terms and conditions of your mortgage loan. Our staff must not pressure you or steer you into another type of home loan, such as an annuity, which may not be in your best interest. Should you ever feel like one of our loan originators is pressuring you, you should let us know and start shopping around for a different lender. You shouldn’t feel guilty about just saying no, you want to make the right decision as to whether this is the loan to suit your needs.
The ultimate way to empower yourself is through self education. Not only should you complete as much research as is possible about reverse mortgages which includes how they work, and the pros and cons. But you should also do some research on lenders in Pleasant Hill OR. This will likely not only save you time, but may help you get a better deal. A great place to start is our Top Ten Reverse Mortgage Questions.
A reverse mortgage is an excellent option for many people, however it may not be an appropriate option for you. You should compare each of the options available. For some, this might be the only option. When you are pretty sure that the reverse mortgage is really what you may need, call us now. Through speaking with any of our local specialists, not only will you get all of your questions addressed but they will walk you through the process and help you decide if this loan is best for you as well as your circumstances. Make sure you read our ethics policy to understand the way we operate as a company.
Last but not least, we highly recommend using the services of someone who specializes solely in reverse mortgages. Nearly every mortgage broker or banker in Pleasant Hill Oregon can take an application for a reverse mortgage. What you truly want is somebody who works exclusively with the reverse mortgage loan because they understands what they’re doing. This is a mortgage loan product that is really different than conventional forward mortgages you want to do business with someone who truly understands not only the loan but the best way to structure it to satisfy your needs both today as well as in the future.